Telemental health or online counseling may also be called telehealth by your insurance and during this time of Covid-19 many insurance companies have added telemental health as a covered benefit.  Given its proven clinical success and cost effectiveness it only makes sense for private insurance companies, Medicare and Tricare to continue to cover online counseling. It remains to be seen, however, what will eventually happen once Covid is a thing of the past.

If you want to use your insurance benefits to cover the cost of your online counseling be sure to ask the following questions of your provider:

  • Is telehealth, telemental health or online counseling covered?

  • Does it go toward my health coverage deductible?

  • Is there a copay or co-insurance?

  • How many sessions are covered?

  • Which modalities are covered?  Synchronous video?  Email?  Text?  Phone?

  • Will an out-of-network provider be covered and at what rate?

I offer a billing statement which includes all information necessary for you to file an insurance claim.  Since you will pay me in full at time of service it is very important for you to know the terms of reimbursement available from your insurance.

 

Choosing counseling as a path to your emotional and mental wellbeing requires a commitment of time and financial investment.  I will work to create a plan forward in a way that makes sense for you.